Legislation to Expand Affordable Housing Access for Low-Income Families in Rental Assistance Program
With many people struggling to find affordable housing and the rising cost of living, eligible low-income families will have increased housing choices under legislation that Senators Chris Coons and Kevin Cramer (N.D.) have reintroduced. The Choice in Affordable Housing Act, which aims to improve the federal government’s largest rental assistance program, will also give families improved access to high-opportunity neighborhoods. The bipartisan bill would make it easier to access Housing Choice Vouchers (HCV) — often referred to as Section 8 vouchers — and attract and retain landlords to the program.
Additional Information from the Press Release:
Senator Coons is a member of the Appropriations subcommittee that funds affordable housing programs. Senator Cramer is a member of the Senate Committee on Banking, Housing, and Urban Affairs. The bill is cosponsored in the Senate by Reverend Raphael Warnock (D-Ga.), Cynthia Lummis (R-Wyo.), Tina Smith (D-Minn.), and Jerry Moran (R-Kan.). The bill has been introduced in the House by Congressman Emanuel Cleaver (D-Mo.)
“From my years serving Delaware as County Executive and Council President, I’ve seen firsthand the positive, life-changing impact that access to a decent, safe, affordable home can have for those trying to provide for their family,” said Senator Coons. “That’s why Senator Cramer and I are pushing for this legislation to increase the number of landlords who accept Housing Choice vouchers and expand access to rental assistance for low-income families. If we pass this bill, families in Delaware and across the nation will have more choices when they are looking for a home, while landlords will be better able to bring their properties into the Section 8 market.”
“Millions of Americans are struggling to find affordable housing, and with the cost of living on the rise, Congress should look to amplify existing federal housing programs,” said Senator Cramer. “This commonsense, bipartisan bill would enhance the efficacy of the Housing Choice Voucher program by reducing certain regulatory burdens, while establishing incentives to encourage more landlords to participate. It also increases funding for tribal programs and authorizes $500 million to create a Housing Partnership Fund named after former Fargo Mayor Herschel Lashkowitz, who dedicated much of his life to making affordable housing a reality for so many North Dakotans.”
“Housing means dignity, safety, and security. I’m proud to join Senator Coons in reintroducing the bipartisan Choice in Affordable Housing Act because, as a Senator who grew up in public housing, I know that increasing the availability of federal housing vouchers will change lives and pave a brighter future for hardworking families across my home state and the country,” said Senator Reverend Raphael Warnock.
“I hear daily about the struggles families in Wyoming are facing due to the lack of affordable housing throughout our state,” said Senator Lummis. “The bipartisan Choice in Affordable Housing Act is commonsense legislation that will ensure more landlords accept Housing Choice Vouchers, providing much-needed relief for renters during ongoing housing shortages.”
“Encouraging more landlords to participate in the affordable housing program will open up more homes and neighborhoods to low-income families,” said Senator Moran. “Housing continues to be a need across our nation, and access to a safe and comfortable home can make a tremendous difference in the lives of Kansas families.”
“Without access to a safe, affordable place to live, it’s nearly impossible to find a job, manage your health, or engage with your community,” said Senator Smith. “But right now, virtually every Minnesota community has a shortage of quality, affordable housing. That’s deeply troubling. This bipartisan legislation would help increase affordable housing options in communities across the country. I will continue working with my colleagues on both sides of the aisle to get this bill passed.”
“It’s no secret that America is facing a housing affordability crisis, and reforms to the Section 8 Housing Choice Voucher Program are an essential step toward bringing more landlords into the program, expanding access to affordable housing, and ensuring every American has a safe and stable place to rest their head at night,” said Congressman Cleaver. “Right now, there simply aren’t enough landlords with enough befitting units to meet the demand of the Section 8 program, leaving far too many families fighting for too few openings. The Choice in Affordable Housing Act is a bipartisan solution that will help cut through unnecessary red tape and provide incentives to increase landlord participation in the program — which will, in turn, provide additional opportunity for families in the program to find quality housing in high-opportunity neighborhoods. As I work with my colleagues in the House to move this legislation forward in a bipartisan manner, I am proud to partner with Senator Coons and Senator Cramer on this proposal to help low-income families, seniors, and the disabled afford safe and decent housing in communities throughout the nation.”
The bill has been endorsed by the National Affordable Housing Management Association, National Low Income Housing Coalition, National Housing Law Project, Habitat for Humanity International, National Association of Realtors, National Association of Home Builders, RESULTS Education Fund, Enterprise Community Partners, Mobility Works, National Association of Residential Property Managers, National Leased Housing Association, Institute of Real Estate Management, National Rental Home Council,the Poverty & Race Research Action Council,the Bipartisan Policy Center, the National Multifamily Housing Council,theNational Apartment Association,and the Council for Affordable and Rural Housing.
A list of all endorsements can be found here.
The HCV program at the Department of Housing and Urban Development (HUD) helps more than 5 million low-income people, including the elderly and people with disabilities, in a total of 2.3 million households afford safe and decent housing in the private rental market. More than two-thirds of those households are headed by a person of color. Administered by local Public Housing Agencies (PHAs), families that receive a voucher pay 30% of household income toward rent and utilities while the PHA pays the landlord the remaining rent. HCVs increase housing stability, reduce homelessness, and each year lift more than 1 million people out of poverty.
The HCV program relies on private-market landlords to accept vouchers. Because the number of participating landlords has declined in recent years, voucher holders experience a difficult housing search process with fewer options. To increase voucher holders’ housing choices and improve access to high-opportunity areas, the Choice in Affordable Housing Act would:
- Provide $500 million to create the Herschel Lashkowitz Housing Partnership Fund. Named after the longtime Fargo, North Dakota, mayor who was an advocate for affordable housing, the funds would be distributed for:
- PHAs to offer a signing bonus to a landlord with a unit in an area with less than 20% poverty;
- PHAs to provide security deposit assistance, so that tenants can better afford to meet required deposits and landlords are assured greater protection against damages;
- HUD to provide a bonus to PHAs that retain a dedicated landlord liaison on staff; and
- Other uses as determined by the PHA and approved by the Secretary to recruit and retain landlords.
- Increase funding to the Tribal HUD- Veterans Affairs Supportive Housing (VASH) program. To help renters on tribal land, the bill supports the Tribal HUD-VASH program for Native American veterans who are homeless or at risk of homelessness.
- Use neighborhood-specific data to set rents fairly. The bill would require HUD to expand its 2016 rule requiring the use of Small Area Fair Market Rents to calculate fair rents in certain metro areas.
- Reduce inspection delays. Units in buildings financed by other federal housing programs would meet the voucher inspection if the unit has been inspected in the past year. New landlords could also request a pre-inspection from a PHA prior to selecting a voucher-holding tenant that would be good for 60 days.
- Refocus HUD’s evaluation of housing agencies. The bill would encourage HUD to reform its annual evaluation of PHAs to promote an increase in the diversity of neighborhoods where vouchers are used. The bill also requires HUD to report to Congress annually on the effects of the bill.
Senator Coons has long been an advocate for housing assistance programs run by HUD. During his time in New Castle County government, he helped oversee HUD Section 8 rental assistance programs as well as HUD affordable housing grant programs like the HOME Investment Partnerships Program and the Community Development Block Grant.
