Bill Introduced in the State House Would Allow Parents to Freeze Children's Credit

Mar 27, 2013 -- 11:16pm

Thanks to identity thieves – a child’s credit can be destroyed before they’re old enough to buy a car.  Legislation introduced this week in the General Assembly would help protect Delaware’s children from future financial ruin. The newest identity theft targets children.  It’s called synthetic identity theft – where an adult takes a social security number, creates a fake identity and open a line of credit.  Retailers often don’t look into the age of the person the social security number belongs to and often open an account.  House Bill 64, sponsored by Representative Andria Bennett would allow parents and guardians to freeze their children’s credit until they’re 16, which means a consumer reporting agency can’t release the child’s consumer record and bars someone from opening a line of credit using their social security number.

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